

































81 Vale Avenue
451 - Downtown, St. Catharines
$497,000
Move in today, grow tomorrow. This charming 2-bedroom, 1-bathroom bungalow offers the perfect combination of modern updates and future potential. A brand-new bathroom, bright sunroom that doubles as the perfect home office, and a thoughtfully designed floor plan make everyday living both comfortable and functional. Downstairs, the basement has already been framed for a third bedroom and second bathroom, providing an excellent opportunity to expand your living space while adding instant value. Outside, you'll find a peaceful, low-maintenance yard accented by beautifully maintained gardens, creating the perfect setting to relax or entertain. The convenient rear entry provides easy access to the home while offering additional storage space for coats, shoes, seasonal items, or gardening equipment. Complete with a detached one-car garage and parking for three vehicles, this home offers both charm and practicality. Situated on a quiet, family-friendly street, you'll enjoy easy access to shopping, parks, schools, major highways, and all the amenities of downtown St. Catharines, including its vibrant restaurants, cafés, boutiques, and entertainment. Ideal for first-time buyers, downsizers, or investors, this move-in-ready home offers the perfect balance of modern updates, future potential, and a convenient location.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,200 |
| Lot Size | 34.3 ft x 100 ft |
| mls© Number | X13721314 |
| Listed By | REVEL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,544
- Property tax
- $267
- Heat allowance
- $150
- Housing costs
- $2,961 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,091 / mo
- Cash down
- $99,400
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.






















































































































































































































































































































































































































































































































































































































































