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Listed 20 days ago

68 Carlton Street

451 - Downtown, St. Catharines

$430,000

Detached|Bungalow
2 | 2 | 3
About this home

Welcome to 68 Carlton Street, a renovated bungalow offering flexible living space and excellent investment potential in a convenient St. Catharines location. Updated in 2021, the main level features a bright open-concept layout with pot lights in the living room, and an electric fireplace. The modern kitchen is complete with quartz countertops, stainless steel appliances, ample cabinetry, and patio doors leading to a spacious covered deck, perfect for outdoor dining and entertaining. The main floor also offers two comfortable bedrooms, a contemporary 3 piece bathroom with a large rain shower, and a convenient 2-in-1 washer and dryer. The finished basement offers additional living space with a separate entrance, a kitchenette, 4 piece bathroom, bedroom, and a versatile bonus room ideal for a home office. Outside, the property features a detached single-car garage and a private driveway with additional parking. Conveniently located with easy access to shopping, schools, highways, and everyday amenities, this home offers plenty of flexibility for those looking to live in one space while generating rental income or exploring its potential as an investment property.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,250
Lot Size42 ft x 95 ft
mls© NumberX13767630
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,201
Property tax
$271
Heat allowance
$150
Housing costs
$2,622 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $86,000
25-yr amortization

Income needed

$81,000

gross annual household income

Payment at 4%
$1,810 / mo
Cash down
$86,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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