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451 - Downtown, St. Catharines
$430,000
Welcome to 68 Carlton Street, a renovated bungalow offering flexible living space and excellent investment potential in a convenient St. Catharines location. Updated in 2021, the main level features a bright open-concept layout with pot lights in the living room, and an electric fireplace. The modern kitchen is complete with quartz countertops, stainless steel appliances, ample cabinetry, and patio doors leading to a spacious covered deck, perfect for outdoor dining and entertaining. The main floor also offers two comfortable bedrooms, a contemporary 3 piece bathroom with a large rain shower, and a convenient 2-in-1 washer and dryer. The finished basement offers additional living space with a separate entrance, a kitchenette, 4 piece bathroom, bedroom, and a versatile bonus room ideal for a home office. Outside, the property features a detached single-car garage and a private driveway with additional parking. Conveniently located with easy access to shopping, schools, highways, and everyday amenities, this home offers plenty of flexibility for those looking to live in one space while generating rental income or exploring its potential as an investment property.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,250 |
| Lot Size | 42 ft x 95 ft |
| mls© Number | X13767630 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,201
- Property tax
- $271
- Heat allowance
- $150
- Housing costs
- $2,622 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$81,000
gross annual household income
- Payment at 4%
- $1,810 / mo
- Cash down
- $86,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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