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Listed 8 days ago

79 Carlton Street

452 - Haig, St. Catharines

$419,000

Detached|Bungalow
3 | 2 | 4
About this home

Welcome to this spacious and character-filled bungalow, offering plenty of room for the whole family along with the added flexibility of a finished basement with in-law suite potential. With 3+1 bedrooms, 2 full bathrooms (including a 3-piece ensuite bath in the basement), 2 kitchens, and separate entrances, the home offers a versatile layout well suited to families, first-time buyers, downsizers, or those looking for additional living space. The home retains much of its original charm, with beautiful hardwood floors, classic trim, original doors and timeless doorknobs. A separate dining area provides a welcoming space for family meals and entertaining, while the bright sunroom overlooks the backyard and offers a peaceful spot to enjoy the seasons. Outside, the large, private fenced yard provides plenty of space to relax, garden, or entertain, with mature fruit trees adding to its appeal. A detached garage offers additional storage and convenience. Additional features include a high-efficiency furnace, some newer windows, and an owned hot water tank. Ideally located close to the highway, downtown, shopping, schools, and everyday amenities, this home combines character, space, and versatility in a convenient location. A wonderful opportunity to enjoy the charm of a classic bungalow while making the space your own.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,967
Lot Size45 ft x 141.65 ft
mls© NumberX13815090
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,145
Property tax
$247
Heat allowance
$150
Housing costs
$2,542 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,800
25-yr amortization

Income needed

$78,000

gross annual household income

Payment at 4%
$1,763 / mo
Cash down
$83,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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