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451 - Downtown, St. Catharines
$499,900
Welcome to 69 York Street, a fully renovated and move-in ready 3-bedroom bungalow in the heartof St. Catharines. Recent updates include a new roof, windows, flooring, and appliances, soyou can settle right in. The bright living room flows into a stylish kitchen with crisp whiteshaker cabinetry, a striking black and white patterned backsplash, and stainless steelappliances. The updated bath features a marble-look tub surround and modern matte blackfixtures, while warm wide-plank flooring and neutral tones carry throughout the home. A fullunfinished basement offers plenty of storage and room to grow. Step outside to a generouslysized, fully fenced backyard on a 45 x 90 ft lot, with plenty of space for gardening,entertaining, or letting pets and kids play. The shed has power, so it could become a workshopor studio, with room to expand in the future. A charming covered front porch and privatedriveway complete the package. With single-level living and a manageable footprint, this homeis ideal for downsizers and first-time buyers alike. Close to downtown, schools, parks,transit, and easy QEW access.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,351 |
| Lot Size | 44.99 ft x 90.5 ft |
| mls© Number | X13839804 |
| Listed By | Platinum Lion Realty Inc |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $196
- Heat allowance
- $150
- Housing costs
- $2,905 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$89,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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