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New1 day ago

69 York Street

451 - Downtown, St. Catharines

$499,900

Detached|Bungalow
3 | 1 | 2
About this home

Welcome to 69 York Street, a fully renovated and move-in ready 3-bedroom bungalow in the heartof St. Catharines. Recent updates include a new roof, windows, flooring, and appliances, soyou can settle right in. The bright living room flows into a stylish kitchen with crisp whiteshaker cabinetry, a striking black and white patterned backsplash, and stainless steelappliances. The updated bath features a marble-look tub surround and modern matte blackfixtures, while warm wide-plank flooring and neutral tones carry throughout the home. A fullunfinished basement offers plenty of storage and room to grow. Step outside to a generouslysized, fully fenced backyard on a 45 x 90 ft lot, with plenty of space for gardening,entertaining, or letting pets and kids play. The shed has power, so it could become a workshopor studio, with room to expand in the future. A charming covered front porch and privatedriveway complete the package. With single-level living and a manageable footprint, this homeis ideal for downsizers and first-time buyers alike. Close to downtown, schools, parks,transit, and easy QEW access.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,351
Lot Size44.99 ft x 90.5 ft
mls© NumberX13839804
Listed ByPlatinum Lion Realty Inc

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$196
Heat allowance
$150
Housing costs
$2,905 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$89,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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