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451 - Downtown, St. Catharines
$549,900
Welcome to this charming double-brick home ideally located just minutes from the downtown core and beautiful Montebello Park. Set on a large downtown lot with parking for up to three vehicles, this home offers a rare combination of space, convenience and low-maintenance living.Inside, you'll find a bright, open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The fully finished basement provides additional living space, while the carpet-free interior makes the home easy to maintain throughout.Outside, enjoy a maintenance-free backyard perfect for relaxing or entertaining without the upkeep. With downtown shops, restaurants, parks and amenities all close by, this is a great opportunity to enjoy urban living with the added benefit of a generous lot and private parking.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,409 |
| Lot Size | 38.6 ft x 89 ft |
| mls© Number | X13812600 |
| Listed By | REALTY NETWORK |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $284
- Heat allowance
- $150
- Housing costs
- $3,249 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$100,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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