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Listed 9 days ago

17 Gerrard Street

451 - Downtown, St. Catharines

$549,900

Detached|2-Storey
2 | 2 | 3
About this home

Welcome to this charming double-brick home ideally located just minutes from the downtown core and beautiful Montebello Park. Set on a large downtown lot with parking for up to three vehicles, this home offers a rare combination of space, convenience and low-maintenance living.Inside, you'll find a bright, open kitchen, two bedrooms plus a separate office, and 1.5 bathrooms. The fully finished basement provides additional living space, while the carpet-free interior makes the home easy to maintain throughout.Outside, enjoy a maintenance-free backyard perfect for relaxing or entertaining without the upkeep. With downtown shops, restaurants, parks and amenities all close by, this is a great opportunity to enjoy urban living with the added benefit of a generous lot and private parking.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,409
Lot Size38.6 ft x 89 ft
mls© NumberX13812600
Listed ByREALTY NETWORK

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$284
Heat allowance
$150
Housing costs
$3,249 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$100,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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