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452 - Haig, St. Catharines
$509,900
Welcome to this well maintained, centrally located two story home. Built in 1915, this home has had many improvements over the years included a two story addition completed in 2007. The large, welcoming front entrance is a great place to drop your stuff, wipe off the dogs paws or enjoy a coffee and a book in your down time. Enter the main area and you will find a spacious, open concept main floor complete with a formal dining area, comfy living room and a large eat in kitchen. The kitchen boasts expansive counter tops and ample cabinetry. Exit the garden door off of the kitchen to a wood deck and fully fenced yard. Entertain in this landscaped yard complete with a large shed for storage or the hobbiest in the family. Follow the solid oak staircase to the second floor where there are two bedrooms and a 4 pc bathroom as well as a large primary suite with a 3 piece ensuite including a huge soaker tub. The 2007 addition includes the kitchen area as well as a finished basement with a family room that could also be used as an office or 4th bedroom and laundry area. The original section of the home also includes a basement that is great for storage and utilities. Other improvements include the shingles in 2020 and the furnace/AC in 2012. A sump pump with battery back up can be found in the newer basement addition. This century home is close to shopping such as the Fairview Mall and Costco and is on the bus route and close to the highway and schools. This home is move in ready and would make a wonderful home or investment property.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,621 |
| Lot Size | 35 ft x 100 ft |
| mls© Number | X13796692 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,610
- Property tax
- $302
- Heat allowance
- $150
- Housing costs
- $3,062 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$94,000
gross annual household income
- Payment at 4%
- $2,146 / mo
- Cash down
- $101,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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