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Price Change$539,900

199 YORK Street

452 - Haig, St. Catharines

$509,900

Detached|2-Storey
3 | 2 | 2
About this home

Welcome to this well maintained, centrally located two story home. Built in 1915, this home has had many improvements over the years included a two story addition completed in 2007. The large, welcoming front entrance is a great place to drop your stuff, wipe off the dogs paws or enjoy a coffee and a book in your down time. Enter the main area and you will find a spacious, open concept main floor complete with a formal dining area, comfy living room and a large eat in kitchen. The kitchen boasts expansive counter tops and ample cabinetry. Exit the garden door off of the kitchen to a wood deck and fully fenced yard. Entertain in this landscaped yard complete with a large shed for storage or the hobbiest in the family. Follow the solid oak staircase to the second floor where there are two bedrooms and a 4 pc bathroom as well as a large primary suite with a 3 piece ensuite including a huge soaker tub. The 2007 addition includes the kitchen area as well as a finished basement with a family room that could also be used as an office or 4th bedroom and laundry area. The original section of the home also includes a basement that is great for storage and utilities. Other improvements include the shingles in 2020 and the furnace/AC in 2012. A sump pump with battery back up can be found in the newer basement addition. This century home is close to shopping such as the Fairview Mall and Costco and is on the bus route and close to the highway and schools. This home is move in ready and would make a wonderful home or investment property.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$3,621
Lot Size35 ft x 100 ft
mls© NumberX13796692
Listed ByROYAL LEPAGE NRC REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,610
Property tax
$302
Heat allowance
$150
Housing costs
$3,062 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $101,980
25-yr amortization

Income needed

$94,000

gross annual household income

Payment at 4%
$2,146 / mo
Cash down
$101,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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