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451 - Downtown, St. Catharines
$429,999
This is the One! An excellent opportunity to own an extensively updated 3-bedroom detached bungalow on a quiet street in an established St. Catharines neighbourhood. Move-in ready with many of the costly improvements already completed, including brand-new windows throughout, updated plumbing and electrical, new flooring, fresh paint and modern lighting. The bright, functional kitchen features a brand-new stainless steel Samsung appliance package, while the updated main bathroom includes a new vanity, faucet and toilet. The efficient main-floor layout makes smart use of the space and is ideal for first-time buyers, downsizers or investors. The unfinished basement offers excellent potential to add value, with good ceiling height, a separate entrance and existing 2-piece bathroom. Finish it to suit your needs as additional living space, a recreation room, home office, in-law accommodation or potential secondary suite, subject to required permits and approvals. Enjoy the benefits of a detached home with a manageable, low-maintenance outdoor space. Conveniently located close to schools, parks, shopping, restaurants and transit, with easy QEW access. Minutes from downtown St. Catharines, Brock University, The Pen Centre and Port Dalhousie. Move in now and make the remaining space your own!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,808 |
| Lot Size | 37.7 ft x 63.2 ft |
| mls© Number | X13789562 |
| Listed By | PLEX REALTY CORPORATION |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,201
- Property tax
- $234
- Heat allowance
- $150
- Housing costs
- $2,585 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$80,000
gross annual household income
- Payment at 4%
- $1,810 / mo
- Cash down
- $86,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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