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Listed 13 days ago

174 Beech Street

451 - Downtown, St. Catharines

$425,000

Detached|2-Storey
3 | 1 | 1
About this home

Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,449
Lot Size28 ft x 66 ft
mls© NumberX13801064
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,175
Property tax
$204
Heat allowance
$150
Housing costs
$2,529 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $85,000
25-yr amortization

Income needed

$78,000

gross annual household income

Payment at 4%
$1,788 / mo
Cash down
$85,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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