78 Henry Street
451 - Downtown, St. Catharines
$499,900
78 Henry St. is a charming and beautifully updated 3-bedroom, TWO STOREY character home. The inviting, covered front porch is perfect for morning coffee or evening relaxation. Recent updates are sure to impress; these include the porch, kitchen, flooring, windows, and fresh paint throughout the house. The maintenance free exterior, elevated rear deck, garden/utility shed and fully fenced yard create a convenient and private outdoor retreat. AREA INFLUENCES: Ideally located in the desirable Fitzgerald neighbourhood, just steps from Harriet Tubman Public School. Walking distance to Russell Avenue Community Centre, Catherine Street Park, and nearby shopping & amenities. Book a showing today and come see this gem for yourself!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,948 |
| Lot Size | 37.5 ft x 95.7 ft |
| mls© Number | X13813996 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $246
- Heat allowance
- $150
- Housing costs
- $2,954 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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