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Listed 2 months ago

193 ONTARIO Street

451 - Downtown, St. Catharines

$699,900

Detached|2-Storey
3 | 2 | 3
About this home

Versatility at Its Best.A Rare Residential + Business Opportunity in One of St. Catharines' Most Strategic Locations. Welcome to 193 Ontario Street, a distinctive Georgian-style property offering a unique combination of specialized zoning, business potential, impressive living space, and exceptional street exposure.Offering approximately 1,640 sq. ft. of finished living space, this elegant two-storey home features 3 bedrooms, 2 full bathrooms, and two fully equipped kitchens, providing exceptional flexibility for a home-based business, professional office, live/work arrangement, multi-generational living, in-law accommodation, or investment opportunity. The property's specialized zoning creates the potential to combine residential living with an appropriate business or professional use. Prominently positioned on Ontario Street, it offers excellent visibility and promotional exposure, making it an ideal address for an entrepreneur, professional, service-based business, or owner-operator. Thoughtfully updated throughout, the home features two renovated kitchens with brand-new cabinetry and appliances, new upper-level carpet, ceramic tile flooring on the lower level, and a unique rooftop terrace perfect for morning coffee or entertaining. Mature trees and private gardens create a peaceful setting rarely found this close to the city's amenities. Situated on land once associated with the prestigious Woodruff Estate, home to DeVeaux Hall, one of St. Catharines' grand Victorian residences, the property sits beside the estate's original gatehouse. Minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, Niagara Health, Highway 406, shopping, restaurants, cafés, schools, parks, golf, and wineries, this location delivers both lifestyle and business convenience. Live here. Work here. Build your business here with specialized zoning, business visibility, flexible living space, historic character, and an exceptional St. Catharines location.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,316
Lot Size47.67 ft x 120 ft
mls© NumberX13643842
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$443
Heat allowance
$150
Housing costs
$4,175 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$128,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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