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Listed 1 month ago

34 Henry Street

451 - Downtown, St. Catharines

$789,000

Detached|2-Storey
4 | 2 | 4
About this home

Welcome to 34 Henry Street, a beautiful 4-bedroom character home in the heart of St. Catharines, offering timeless charm, generous living space on an oversized 66' x 135' lot with an in-ground pool! This spacious home offers 1,704 sqft of living space & is ideally located within walking distance to shopping, restaurants, schools, parks and everyday amenities, with easy access to major highways for commuters. From the classic curb appeal with a covered front porch, to the original character details throughout, this home is full of warmth and personality. The hardwood floors are complemented by built-in cabinetry, shelving and other charming architectural details. The large eat-in kitchen overlooks the pool, large deck and expansive fenced yard with plenty of green space and gardens. You will appreciate the private outdoor space, perfect for entertaining, relaxing and enjoying summer days by the pool. The inground pool features a liner and heater approximately 5 years old, with a pump replaced in 2026. Four large bedrooms upstairs, updated bathrooms and a generous floor plan provide plenty of room for families, while the impressive 29'6" x 23'7" detached double-car garage offers high ceilings, indoor parking for two vehicles and exciting future possibilities. With R2 zoning, the space above the garage presents potential for additional living or flexible-use space, subject to approvals. The concrete driveway provides two off-street parking spaces, giving you a total of four parking spaces. A rare combination of character, space, pool, oversized lot and prime St. Catharines location-this is a home you won't want to miss!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$5,360
Lot Size66 ft x 135 ft
mls© NumberX13715344
Listed ByCentury 21 Heritage House LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,038
Property tax
$447
Heat allowance
$150
Housing costs
$4,635 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $157,800
25-yr amortization

Income needed

$143,000

gross annual household income

Payment at 4%
$3,320 / mo
Cash down
$157,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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