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New3 days ago

86 Rykert Street

458 - Western Hill, St. Catharines

$335,000

Detached|Bungalow
2 | 1 | 4
About this home

Over 60 years. One owner. And now, for the first time in generations, this sweet little home is ready for someone new. Cute as a button and packed with possibility, this 2-bedroom, 1-bathroom home is the kind of opportunity first-time buyers and downsizers have been waiting for. Step inside to a bright, open-concept layout that feels welcoming and easy to live in. The partial basement offers laundry and plenty of additional storage, while the detached garage, previously used as a woodworking shop, is a huge bonus for the hobbyist, DIYer or anyone craving their own dedicated workspace.Whether you're looking to break into the market, simplify your lifestyle or find a home you can truly make your own, there's a lot to love here.Close to the hospital, shopping, schools, highways and everyday amenities, everything you need is minutes away.After more than six decades with the same owner, this home has a story.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size< 700 sq. ft.
Property Tax$2,394
Lot Size33.01 ft x 125.25 ft
mls© NumberX13833580
Listed ByBOLDT REALTY INC., BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,715
Property tax
$200
Heat allowance
$150
Housing costs
$2,064 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $67,000
25-yr amortization

Income needed

$64,000

gross annual household income

Payment at 4%
$1,410 / mo
Cash down
$67,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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