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Listed 9 days ago

85 PELHAM Road

458 - Western Hill, St. Catharines

$399,000

Detached|1 1/2 Storey
2 | 2 | 3
About this home

A beautifully renovated home with modern touches to appeal to the downsizing or the starter family. This property appeals to the luxury in you! With a large primary suite on a floor to itself featuring an ensuite, walk in closet and private rooftop deck overlooking the mature garden. The main floor showcases an open concept large kitchen with farmhouse sink and eat-in island that overlooks the living area with modern fireplace. Another bedroom and full bath round out the main floor at the rear with access to the expansive yard. Conveniently located close to all amenities and this is an outstanding turnkey home with incredible value.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,319
Lot Size35.1 ft x 117.92 ft
mls© NumberX13811174
Listed ByBest Sellers Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,042
Property tax
$277
Heat allowance
$150
Housing costs
$2,469 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,800
25-yr amortization

Income needed

$76,000

gross annual household income

Payment at 4%
$1,679 / mo
Cash down
$79,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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