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Listed 1 month ago

37 Chetwood Street N

458 - Western Hill, St. Catharines

$448,000

Detached|Bungalow
3 | 1 | 3
About this home

This charming detached bungalow is an excellent opportunity to enter the real estate market or add a solid property to your investment portfolio. Situated on a quiet street, the home sits on an impressive, extra-deep 165-foot lot. The property offers 3 bedrooms, providing plenty of space without breaking the bank. The open-concept main floor features a bright white kitchen with an eat-in peninsula, updated vinyl windows, updated shingles, and a 100-amp electrical breaker panel. Several important improvements have also been completed, including thermal insulation added to the roof and exterior walls approximately two years ago. A drainage system with flexible piping was installed to direct rainwater from the yard, rear of the house, and driveway into the municipal street drainage system.With the major updates already completed, you can simply add your own personal touches to make this home truly your own. This is a must-see property at this price point and offers excellent potential for both homeowners and investors. Book your showing today!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,524
Lot Size33 ft x 165 ft
mls© NumberX13725342
Listed ByORION PLATINUM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,293
Property tax
$210
Heat allowance
$150
Housing costs
$2,653 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,600
25-yr amortization

Income needed

$82,000

gross annual household income

Payment at 4%
$1,885 / mo
Cash down
$89,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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