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462 - Rykert/Vansickle, St. Catharines
$574,900
Welcome to 14 Andrea Drive, a versatile 4-level backsplit tucked away on a quiet street in St. Catharines' west end. Just a few houses from the local school and a great park, this is a fantastic location with plenty of space and flexibility inside and out. The home offers 3 bedrooms, 2 full bathrooms and an attached garage with convenient inside entry. The spacious lower level features a large rec room and its own separate walkout to the backyard, creating exciting potential for an in-law setup or separate living space. Head down one more level and you'll find additional partially finished space, including a room with a good-sized window that could easily become a 4th bedroom, home office, or hobby room. But one of the features that really sets this property apart is the large detached shop in the backyard. Previously used as a workshop, it is insulated and offers incredible possibilities-home office, studio, gym, workshop, additional garage space or whatever best suits your needs. Add a double-wide concrete driveway, the proximity to the hospital and all local amenities, and 14 Andrea offers the kind of space and versatility that can be hard to find. A great opportunity in an established west-end neighbourhood.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,539 |
| Lot Size | 40.03 ft x 123.34 ft |
| mls© Number | X13798900 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $378
- Heat allowance
- $150
- Housing costs
- $3,471 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,419 / mo
- Cash down
- $114,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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