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459 - Ridley, St. Catharines
$559,999
Welcome to 3 Victoria Street located in the beautiful Ridley area of St. Catharines. Featuring three bedrooms and two baths, this open concept home is ready for your finishing touches. Well-maintained, bright and airy, this character home is centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which boasts numerous restaurants and shopping options. The home also features a bonus fully finished third floor attic space perfect for another bedroom, flex space, office, playroom and more. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home. Perfect for first time buyers, commuters or anyone looking to purchase a move-in ready home for a great price!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,886 |
| Lot Size | 30.31 ft x 127 ft |
| mls© Number | X13777568 |
| Listed By | REVEL Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,866
- Property tax
- $324
- Heat allowance
- $150
- Housing costs
- $3,340 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$103,000
gross annual household income
- Payment at 4%
- $2,357 / mo
- Cash down
- $112,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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