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Price Change$564,900

3 Victoria Street

459 - Ridley, St. Catharines

$559,999

Detached|2-Storey
3 | 2 | 3
About this home

Welcome to 3 Victoria Street located in the beautiful Ridley area of St. Catharines. Featuring three bedrooms and two baths, this open concept home is ready for your finishing touches. Well-maintained, bright and airy, this character home is centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which boasts numerous restaurants and shopping options. The home also features a bonus fully finished third floor attic space perfect for another bedroom, flex space, office, playroom and more. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home. Perfect for first time buyers, commuters or anyone looking to purchase a move-in ready home for a great price!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,886
Lot Size30.31 ft x 127 ft
mls© NumberX13777568
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,866
Property tax
$324
Heat allowance
$150
Housing costs
$3,340 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $112,000
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,357 / mo
Cash down
$112,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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