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Listed 28 days ago

24 Churchill Street

458 - Western Hill, St. Catharines

$414,900

Detached|Bungalow
3 | 1 | 1
About this home

Welcome to 24 Churchill Street, a charming and thoughtfully updated bungalow offering comfortable living and excellent everyday functionality. This inviting three-bedroom home features a spacious rear addition with a walk-in closet and direct access to the backyard deck. The bright open-concept main living area flows into an updated kitchen featuring ample cabinetry, a centre island, granite countertops, tiled backsplash, under-cabinet lighting, and stainless steel appliances. Laminate flooring runs throughout the main living spaces, complemented by an updated three-piece bathroom. The full-width backyard deck overlooks a private, fully fenced yard, creating an ideal space for entertaining or relaxing outdoors. The lower level provides additional storage and utility space. The property has also been successfully operated as a rental for the past two years, generating $2,000 per month plus utilities. Conveniently located close to schools, parks, shopping, downtown amenities, major highways, and the future proposed GO Station, this home offers a great combination of updates, functionality, location, and income potential.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,773
Lot Size30 ft x 157.5 ft
mls© NumberX13736528
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,124
Property tax
$231
Heat allowance
$150
Housing costs
$2,505 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $82,980
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,746 / mo
Cash down
$82,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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