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458 - Western Hill, St. Catharines
$414,900
Welcome to 24 Churchill Street, a charming and thoughtfully updated bungalow offering comfortable living and excellent everyday functionality. This inviting three-bedroom home features a spacious rear addition with a walk-in closet and direct access to the backyard deck. The bright open-concept main living area flows into an updated kitchen featuring ample cabinetry, a centre island, granite countertops, tiled backsplash, under-cabinet lighting, and stainless steel appliances. Laminate flooring runs throughout the main living spaces, complemented by an updated three-piece bathroom. The full-width backyard deck overlooks a private, fully fenced yard, creating an ideal space for entertaining or relaxing outdoors. The lower level provides additional storage and utility space. The property has also been successfully operated as a rental for the past two years, generating $2,000 per month plus utilities. Conveniently located close to schools, parks, shopping, downtown amenities, major highways, and the future proposed GO Station, this home offers a great combination of updates, functionality, location, and income potential.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,773 |
| Lot Size | 30 ft x 157.5 ft |
| mls© Number | X13736528 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,124
- Property tax
- $231
- Heat allowance
- $150
- Housing costs
- $2,505 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$77,000
gross annual household income
- Payment at 4%
- $1,746 / mo
- Cash down
- $82,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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