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458 - Western Hill, St. Catharines
$499,000
Welcome to 240 Pelham Road, a fantastic opportunity in St. Catharines with plenty of potential to make this home your own! This detached property offers a wonderful combination of character, functionality, and space, making it an excellent choice for homeowners, hobbyists, or those looking to create something truly special. The heart of the home is the spacious entertainer's kitchen, offering plenty of room to cook, gather, and enjoy time with family and friends. The inviting living spaces provide a comfortable backdrop for everyday living, while the generous deck extends your entertaining outdoors - perfect for summer barbecues, morning coffee, or relaxing with guests. One of the standout features is the large, detached garage with hydro, offering exceptional versatility for the car enthusiast, workshop, hobbyist or additional storage,. With its size and power, this is a rare bonus that adds tremendous value and flexibility. Situated in a convenient St. Catharines location, this property presents an exciting opportunity for buyers with vision. Whether you're looking for a home to enjoy today or a property with room to improve and build equity over time, 240 Pelham Road offers great potential and endless possibilities. See what you can create!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,303 |
| Lot Size | 85.7 ft x 106.6 ft |
| mls© Number | X13771600 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $275
- Heat allowance
- $150
- Housing costs
- $2,979 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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