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Listed 16 days ago

6 Greenock Circle

458 - Western Hill, St. Catharines

$695,500

Detached|Bungalow
3 | 3 | 6
About this home

Welcome to this sprawling, updated bungalow situated on a quiet, family-friendly circle. Offering 3+2 bedrooms, 3 full bathrooms, and a fully finished basement, this home combines thoughtful design with exceptional functionality for growing families. The main level opens into a bright living room anchored by rich hardwood floors and a massive picture window that floods the space with natural light. At the heart of the home, the fully renovated chef's kitchen features sleek quartz countertops, modern cabinetry, an oversized sink, and premium stainless steel appliances. Step directly from the kitchen into a year-round, 4-season sunroom equipped with a dedicated mini-split system for climate-controlled heating and cooling. This bright retreat overlooks a large, private backyard complete with a covered concrete patio, relaxing salt water hot tub, and three storage sheds (one is insulated & has hydro). The main floor primary suite boasts a spacious walk-in closet and an updated 3-piece ensuite. Two additional bedrooms, an updated 4-piece bath, and a dedicated main-floor laundry room with ample storage completes the main level. Downstairs, the fully finished basement greatly expands your living space. Featuring a family rec room, 3-piece bathroom, two additional large bedrooms, and abundant extra storage. Updates include: 200 amp panel updated 2022, salt water hot tub 2022, sunroom and front porch 2020, upgraded attic insulation 2025, and many more updates!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$5,011
Lot Size70 ft x 141.04 ft
mls© NumberX13781102
Listed ByCentury 21 Heritage House LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,560
Property tax
$418
Heat allowance
$150
Housing costs
$4,127 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,100
25-yr amortization

Income needed

$127,000

gross annual household income

Payment at 4%
$2,927 / mo
Cash down
$139,100

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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