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Listed 17 days ago

8 Trafalgar Street

451 - Downtown, St. Catharines

$759,000

Detached|2-Storey
3 | 3 | 8
About this home

A striking blend of timeless character and modern luxury, this solid brick downtown two-storey is nothing short of majestic-and absolutely move-in ready. Steps from the Meridian Centre and surrounded by the city's thriving culinary and arts scene, it delivers the best of upscale urban living. Outside, the property impresses immediately with two private driveways and ready parking for at least six vehicles. The side yard features a beautiful stone patio, perfect as a private outdoor retreat or easily repurposed for additional parking if desired. Inside, a grand foyer sets the tone with views of the maple staircase and rich hardwood flooring throughout, including African Mahogany and Japanese Cherry. At the heart of the main floor is a charming French country eat-in kitchen with a centre island, Jenn-Air panelled fridge, and seamless access to the patio through sliding doors. The formal dining room shines with glass French doors, while main floor laundry adds everyday convenience. Direct access to the garage reveals lofted storage and roughed-in plumbing; an ideal setup for hobbyists, creatives, or anyone dreaming of a dedicated workshop. Upstairs, hardwood continues into generous bedrooms, including a full primary suite with a potential balcony and a spa-inspired ensuite. The lower level is dry, unfinished, and incredibly functional, offering abundant storage, a cantina, and updated electrical (200 AMP) and plumbing. Roof replaced in 2022. Every corner of this home reflects true pride of ownership, an exceptional opportunity in the heart of the city.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$5,398
Lot Size62 ft x 58 ft
mls© NumberX13779212
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,885
Property tax
$450
Heat allowance
$150
Housing costs
$4,485 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $151,800
25-yr amortization

Income needed

$138,000

gross annual household income

Payment at 4%
$3,194 / mo
Cash down
$151,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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