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451 - Downtown, St. Catharines
$759,000
A striking blend of timeless character and modern luxury, this solid brick downtown two-storey is nothing short of majestic-and absolutely move-in ready. Steps from the Meridian Centre and surrounded by the city's thriving culinary and arts scene, it delivers the best of upscale urban living. Outside, the property impresses immediately with two private driveways and ready parking for at least six vehicles. The side yard features a beautiful stone patio, perfect as a private outdoor retreat or easily repurposed for additional parking if desired. Inside, a grand foyer sets the tone with views of the maple staircase and rich hardwood flooring throughout, including African Mahogany and Japanese Cherry. At the heart of the main floor is a charming French country eat-in kitchen with a centre island, Jenn-Air panelled fridge, and seamless access to the patio through sliding doors. The formal dining room shines with glass French doors, while main floor laundry adds everyday convenience. Direct access to the garage reveals lofted storage and roughed-in plumbing; an ideal setup for hobbyists, creatives, or anyone dreaming of a dedicated workshop. Upstairs, hardwood continues into generous bedrooms, including a full primary suite with a potential balcony and a spa-inspired ensuite. The lower level is dry, unfinished, and incredibly functional, offering abundant storage, a cantina, and updated electrical (200 AMP) and plumbing. Roof replaced in 2022. Every corner of this home reflects true pride of ownership, an exceptional opportunity in the heart of the city.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,398 |
| Lot Size | 62 ft x 58 ft |
| mls© Number | X13779212 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,885
- Property tax
- $450
- Heat allowance
- $150
- Housing costs
- $4,485 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$138,000
gross annual household income
- Payment at 4%
- $3,194 / mo
- Cash down
- $151,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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