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New2 days ago

54 Crestcombe Road

459 - Ridley, St. Catharines

$649,900

Detached|Bungalow-Raised
3 | 2 | 3
About this home

Great Location Near Ridley College! This move-in-ready raised bungalow is tucked away on a quiet, non-through street in a central St. Catharines location, close to Ridley College, the new hospital, QEW, 406, shopping, dining and everyday amenities, with the GO Station within walking distance. The main floor features 3 bedrooms, a well-appointed kitchen with ample cupboard space and newer stainless steel appliances, an open pass-through to the formal dining room, and a bright living room with a large window. A 4-piece bathroom completes the main level. The lower level offers excellent additional living space with a 4th bedroom, second bathroom and large recreation room featuring a wood stove, plus a convenient walkout to the patio and backyard. The fully fenced backyard is perfect for enjoying the outdoors, with a double gate providing easy access for storing a boat, utility trailer or other recreational items. A generous patio area with hot tub and sun shade offers a great space for relaxing and entertaining, while the grassy area provides plenty of room for children, pets and outdoor activities. Numerous updates make this home easy to enjoy, including newer windows, newer flooring throughout, and a new furnace and heat pump installed in June 2023. An attached garage adds additional convenience and storage. Move right in and enjoy comfortable living in a quiet location with no front neighbours and close to Ridley College and all amenities.

Extras

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Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,588
Lot Size60.04 ft x 100.07 ft
mls© NumberX13833936
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$382
Heat allowance
$150
Housing costs
$3,859 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$119,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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