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459 - Ridley, St. Catharines
$649,900
Great Location Near Ridley College! This move-in-ready raised bungalow is tucked away on a quiet, non-through street in a central St. Catharines location, close to Ridley College, the new hospital, QEW, 406, shopping, dining and everyday amenities, with the GO Station within walking distance. The main floor features 3 bedrooms, a well-appointed kitchen with ample cupboard space and newer stainless steel appliances, an open pass-through to the formal dining room, and a bright living room with a large window. A 4-piece bathroom completes the main level. The lower level offers excellent additional living space with a 4th bedroom, second bathroom and large recreation room featuring a wood stove, plus a convenient walkout to the patio and backyard. The fully fenced backyard is perfect for enjoying the outdoors, with a double gate providing easy access for storing a boat, utility trailer or other recreational items. A generous patio area with hot tub and sun shade offers a great space for relaxing and entertaining, while the grassy area provides plenty of room for children, pets and outdoor activities. Numerous updates make this home easy to enjoy, including newer windows, newer flooring throughout, and a new furnace and heat pump installed in June 2023. An attached garage adds additional convenience and storage. Move right in and enjoy comfortable living in a quiet location with no front neighbours and close to Ridley College and all amenities.
No extras listed.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,588 |
| Lot Size | 60.04 ft x 100.07 ft |
| mls© Number | X13833936 |
| Listed By | RE/MAX GARDEN CITY REALTY INC, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $382
- Heat allowance
- $150
- Housing costs
- $3,859 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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