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New2 days ago

11 Rebecca Street

459 - Ridley, St. Catharines

$751,315

Detached|Bungalow
3 | 3 | 3
About this home

Charming bungalow in the sought-after Ridley area, a lovely neighbourhood close to shopping, the GO Train station, and Ridley College. The property also features a detached garage and private driveway. This home offers 1,050 sq. ft. of comfortable living space on the main floor, featuring 3 spacious bedrooms, a bright living room, a kitchen with a breakfast bar, and 2 bathrooms, including one 4-piece and one 3-piece. One of the bedrooms features a walk-out to a lovely 3-season sunroom overlooking the peaceful backyard, which can also be accessed directly from the kitchen. The finished basement includes a large bedroom, updated 4-piece bathroom, expansive rec room with wet bar, and a separate entrance for added convenience. Enjoy a private, low-maintenance backyard with no grass to cut, perfect for relaxing and entertaining.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,053
Lot Size41 ft x 95 ft
mls© NumberX13835202
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,846
Property tax
$338
Heat allowance
$150
Housing costs
$4,333 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $150,263
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,162 / mo
Cash down
$150,263

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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