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451 - Downtown, St. Catharines
$450,000
Charming 2 bed, 2 bath home the heart of St Catharines. Plenty of space on the main floor with a large gourmet kitchen complete with quartz countertops and stainless steel appliances. Recently renovated 4 piece bathroom and 2 well sized bedrooms with plenty of natural light. Enjoy coffee on the front porch in the morning. Step out of the sliding doors in the kitchen to a backyard oasis. Quiet, serene and private, a perfect place for family BBQs and relaxation. Added bonus is the studio garage. Complete with its own air conditioner, and bar area. A perfect place for creativity, relaxation or tinkering. Basement features a large laundry and storage area, recreational room and 3 piece bathroom with a standalone tub and an inlaw suite potential. This home is a great start for first time buyers, small families or downsizers. Walking distance to many amenities including grocery, restaurants, pharmacy. Enjoy all that St Catharines has to offer. Walking distance to schools, daycares, parks and cafes.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,879 |
| Lot Size | 35 ft x 100 ft |
| mls© Number | X13713676 |
| Listed By | REAL BROKER ONTARIO LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $240
- Heat allowance
- $150
- Housing costs
- $2,693 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$83,000
gross annual household income
- Payment at 4%
- $1,894 / mo
- Cash down
- $90,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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