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450 - E. Chester, St. Catharines
$499,900
Welcome to 71 Plymouth Ave - a move-in ready, versatile detached home situated on an oversized double corner lot in St. Catharines. Offering two self-contained living spaces with separate private entrances, full kitchens and bathrooms, this property is ideal for multi-generational living, an owner-occupier looking to offset monthly costs, or a turn-key investment opportunity with strong rental potential. The main level offers a spacious 3-bedroom + den/flex layout, while the lower level features a separate 1-bedroom living space with its own entrance, kitchen and bathroom. Previously rented for approximately $2,600/month upstairs and $1,500/month downstairs, for a combined historical rental income of approximately $4,100/month. Approximately $12,000 in recent upgrades and improvements, including a new Lennox furnace (2025), fresh interior paint (2026), newer washer, updated HVAC wiring and Google Nest thermostat. The oversized double corner lot also offers exciting future extension, redevelopment or additional residential potential, with nearby precedent, subject to municipal approvals and buyer due diligence. Large yard, double driveway with parking for up to 4 vehicles, and convenient access to the QEW, transit, shopping and amenities. Some photos are virtually staged.
No extras listed.
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Pick a time that works for you.
No upcoming open houses.
This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,058 |
| Lot Size | 82.5 ft x 110 ft |
| mls© Number | X13804448 |
| Listed By | BLUE WHALE CAPITAL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $255
- Heat allowance
- $150
- Housing costs
- $2,964 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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