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Listed 12 days ago

71 PLYMOUTH Avenue

450 - E. Chester, St. Catharines

$499,900

Detached|Bungalow
3 | 2 | 4
About this home

Welcome to 71 Plymouth Ave - a move-in ready, versatile detached home situated on an oversized double corner lot in St. Catharines. Offering two self-contained living spaces with separate private entrances, full kitchens and bathrooms, this property is ideal for multi-generational living, an owner-occupier looking to offset monthly costs, or a turn-key investment opportunity with strong rental potential. The main level offers a spacious 3-bedroom + den/flex layout, while the lower level features a separate 1-bedroom living space with its own entrance, kitchen and bathroom. Previously rented for approximately $2,600/month upstairs and $1,500/month downstairs, for a combined historical rental income of approximately $4,100/month. Approximately $12,000 in recent upgrades and improvements, including a new Lennox furnace (2025), fresh interior paint (2026), newer washer, updated HVAC wiring and Google Nest thermostat. The oversized double corner lot also offers exciting future extension, redevelopment or additional residential potential, with nearby precedent, subject to municipal approvals and buyer due diligence. Large yard, double driveway with parking for up to 4 vehicles, and convenient access to the QEW, transit, shopping and amenities. Some photos are virtually staged.

Extras

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Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,058
Lot Size82.5 ft x 110 ft
mls© NumberX13804448
Listed ByBLUE WHALE CAPITAL REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$255
Heat allowance
$150
Housing costs
$2,964 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$91,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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