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450 - E. Chester, St. Catharines
$399,900
Move-in-ready, detached, three-bedroom home on a large lot, offering numerous updates throughout. The main floor features a comfortable open-concept living and dining area, as well as a stylishly updated kitchen with newer appliances. Upstairs, you'll find three generously sized bedrooms and an updated four-piece bathroom. The home's original character has been thoughtfully preserved, highlighted by the beautiful oak staircase and classic architraves surrounding the doorways. The lower level offers laundry facilities and ample storage space. Outside, the charming front porch, spacious backyard, and large deck off the kitchen provide plenty of room for relaxing, entertaining, gardening, and family activities. Recent updates include: Central air conditioning (2018), Furnace (2019), Kitchen renovation and kitchen window replacement (2021), Front porch (2023), Window maintenance (2026), Basement waterproofing (2026), with a transferable lifetime warranty. Ideally located near schools, parks, shopping, transit, and major amenities, this home offers an attractive opportunity for those seeking a move-in-ready detached property. The driveway is currently, and has historically been, used exclusively by the seller to park two vehicles. Shared/mutual driveway on title.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,021 |
| Lot Size | 32.07 ft x 75.66 ft |
| mls© Number | X13840802 |
| Listed By | REVEL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $252
- Heat allowance
- $150
- Housing costs
- $2,449 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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