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Price Change$649,900

239 Vine Street

446 - Fairview, St. Catharines

$499,900

Detached|Bungalow
3 | 2 | 3
About this home

A fantastic opportunity for first-time home buyers, growing families, or investors looking for a versatile property in a convenient location. This home offers 3 bedrooms on the main floor plus 2 additional bedrooms on the lower level, along with 2 full bathrooms and a functional eat-in kitchen. The lower level features a separate entrance, providing excellent potential for extended family, guests, or additional living space. Enjoy parking for up to 3 vehicles and a fully fenced backyard complete with a storage shed, offering plenty of space for children, pets, gardening, or outdoor entertaining. Ideally located near excellent schools including St. Alfred Catholic Elementary School, Prince of Wales Public School, and Laura Secord Secondary School. Just minutes from the QEW, Fairview Mall, shopping, restaurants, parks, public transit, and everyday amenities, this property combines space, convenience, and outstanding potential in an established St. Catharines neighbourhood.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,596
Lot Size33.01 ft x 100 ft
mls© NumberX13717758
Listed ByLPT REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,559
Property tax
$216
Heat allowance
$150
Housing costs
$2,925 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,980
25-yr amortization

Income needed

$90,000

gross annual household income

Payment at 4%
$2,104 / mo
Cash down
$99,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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