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450 - E. Chester, St. Catharines
$410,000
Welcome to 54 Eastchester Avenue in St. Catharines, a charming two-story home offering 1270 square feet of comfortable living space with timeless character. A welcoming front porch spans the facade, leading into a bright foyer with sightlines straight through to the backyard. The open living and dining area is filled with natural light from a large bay window, perfect for gatherings. The kitchen features updated cabinetry, ceramic tile, and easy access to the back deck. Plus, sliding doors from the dining room open directly onto the same outdoor space, ideal for BBQ's and summer evenings. Upstairs offers three bedrooms, including a comfortable primary, and a renovated full bath. Two of the bedrooms are set up with office space, well suited for working from home. There's a generous landing up there too, which adds to the open feel. The basement is unfinished but high and dry, offering plenty of potential for storage or future finishing. Additional features include carpet-free, vinyl windows, roof (approximately 10 years), a high-efficiency furnace (2018), C/A (2017), breaker panel, and a good-sized backyard shed. With a private yard and a convenient location close to amenities, schools, and transit, this property is a solid opportunity for first-time buyers, young families, or investors.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,616 |
| Lot Size | 37.12 ft x 107.5 ft |
| mls© Number | X13728188 |
| Listed By | BOLDT REALTY INC., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,099
- Property tax
- $218
- Heat allowance
- $150
- Housing costs
- $2,467 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$76,000
gross annual household income
- Payment at 4%
- $1,725 / mo
- Cash down
- $82,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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