20 Augusta Avenue
445 - Facer, St. Catharines
$649,900
ATTENTION INVESTORS!!! VERY SPACIOUS OPEN CONCEPT 3 BED 2 BATH UPPER LEVEL! 2 BED 1 BATH LOWER LEVEL WITH SEPARATE ENTRANCE AND BIG ABOVE GRADE WINDOWS! LIVE ON ONE LEVEL AND RENT THE OTHER, RENT BOTH LEVELS OR KEEP THE WHOLE HOUSE FOR YOURSELF! ENDLESS POSSIBILITIES! SOLID BUILDING ALL BRICK OUTSIDE, CARPET FREE INSIDE! NEW ELECTRIC PANEL 2021, ALL NEW ROOF 2023, NEW FURNACE 2024! GOOD SIZE GARAGE WITH INSIDE ENTRY! YOU HAVE TO SEE IT TO APPRECIATE IT!!!
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| Type | Detached |
| Style | Sidesplit |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,200 |
| Lot Size | 40 ft x 86 ft |
| mls© Number | X13814146 |
| Listed By | RIGHT AT HOME REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $350
- Heat allowance
- $150
- Housing costs
- $3,826 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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