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New2 days ago

214 NIAGARA Street

445 - Facer, St. Catharines

$450,000

Detached|Bungalow-Raised
2 | 2 | 2
About this home

The perfect multi-generational bungalow awaits! Your new home features 2+2 bedrooms, 2 full bathrooms, and 2 kitchens with perfectly functional layouts across both levels. The main floor includes an updated kitchen, 4 piece bathroom, bright living area, two bedrooms, and in-suite laundry. The fully finished lower level offers a separate rear entrance, second kitchen, spacious living area, two bedrooms, a 3-piece bathroom, and its own laundry facilities. The layout may be suitable for in-law or extended family use, with added flexibility for buyers seeking additional living space. Private single driveway and convenient location close to schools, shopping, Pearson park, Kiwanis Aquatics Centre and Library and all amenities! Don't miss this one!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow-Raised
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,967
Lot Size35 ft x 86.47 ft
mls© NumberX13837724
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,303
Property tax
$247
Heat allowance
$150
Housing costs
$2,701 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $90,000
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,894 / mo
Cash down
$90,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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