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442 - Vine/Linwell, St. Catharines
$769,900
Welcome to this spacious 3+3 bedroom, 3 full bathroom detached bungalow situated on a quiet street in the desirable North End of St. Catharines. This move-in-ready home offers an impressive amount of living space and a versatile layout ideal for families and multigenerational living.The bright main floor features three comfortable bedrooms, a beautifully finished full bathroom, luxury laminate flooring and plenty of natural light. The spacious living room features a large picture window, pot lighting and smart switches. The kitchen offers white cabinetry, generous counter and storage space, a gas stove, Bosch dishwasher, stainless steel appliances and a large sink, with an adjoining dining area.The fully finished lower level offers excellent in-law or multigenerational potential with a separate entrance, second kitchen, family room, three additional bedrooms and two beautifully renovated full bathrooms. Good-sized windows, pot lights, luxury vinyl flooring and plenty of storage create a bright and comfortable space. Enjoy a fully fenced backyard with green space, patio and gazebo. An attached garage with large rear doors provides convenient backyard access, while the spacious driveway offers parking for up to six vehicles.Additional features include a concrete driveway completed in Spring 2025, owned water heater (2025), owned furnace and roof (2020).Enjoy the convenience of this established North End neighbourhood, with schools, parks and everyday essentials close by. Grantham Plaza is just minutes away, offering convenient access to shopping, groceries, restaurants, banking and other amenities, while nearby highway access makes getting around the Niagara Region easy. Come see everything this home has to offer and make it yours-an opportunity like this is not to be missed!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,224 |
| Lot Size | 65 ft x 102.64 ft |
| mls© Number | X13803674 |
| Listed By | RIGHT AT HOME REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,941
- Property tax
- $352
- Heat allowance
- $150
- Housing costs
- $4,443 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$137,000
gross annual household income
- Payment at 4%
- $3,240 / mo
- Cash down
- $153,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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