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442 - Vine/Linwell, St. Catharines
$575,000
Welcome home to this charming side-split bungalow, tucked into a sought-after, tree-lined neighbourhood just minutes - under 4 km - from the waterfront lifestyle of Port Dalhousie.Step inside to a bright, open-concept living and dining area anchored by a crackling wood fireplace and a sweeping picture window framing the backyard. Picture slow weekend mornings here: coffee in hand, fire glowing, garden views stretching out before you.The main level keeps on giving. A fully insulated family room - flooded with natural light through sliding glass doors to the yard - works beautifully as a home office today, yet converts effortlessly back to an indoor garage or an extra bedroom, complete with a pantry that doubles as a closet. The beautifully renovated modern kitchen offers generous storage and clean, contemporary style. A versatile exercise or hobby room doubles as guest quarters, with convenient access to a 3-piece bath featuring a stand-up shower. A well-appointed laundry room with stacked washer, dryer, and sink, plus a furnace room with access to the insulated crawl space, round out this level.Upstairs, two spacious bedrooms with gleaming hardwood floors share a stylish, updated 4-piece bathroom.Outside, a huge backyard invites summer barbecues, gardening, and play - with two wood sheds keeping sports gear and tools neatly tucked away.And the big-ticket items are done: owned furnace replaced February 2025, roof shingles replaced March 2021, kitchen renovated February 2026, and laminate flooring updated within the last decade. Just move in and enjoy.This one won't last - book your showing today.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,047 |
| Lot Size | 60 ft x 115 ft |
| mls© Number | X13844188 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $421
- Heat allowance
- $150
- Housing costs
- $3,514 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$108,000
gross annual household income
- Payment at 4%
- $2,420 / mo
- Cash down
- $115,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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