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New13 hours ago

446 Geneva Street

442 - Vine/Linwell, St. Catharines

$575,000

Detached|Bungalow
2 | 2 | 3
About this home

Welcome home to this charming side-split bungalow, tucked into a sought-after, tree-lined neighbourhood just minutes - under 4 km - from the waterfront lifestyle of Port Dalhousie.Step inside to a bright, open-concept living and dining area anchored by a crackling wood fireplace and a sweeping picture window framing the backyard. Picture slow weekend mornings here: coffee in hand, fire glowing, garden views stretching out before you.The main level keeps on giving. A fully insulated family room - flooded with natural light through sliding glass doors to the yard - works beautifully as a home office today, yet converts effortlessly back to an indoor garage or an extra bedroom, complete with a pantry that doubles as a closet. The beautifully renovated modern kitchen offers generous storage and clean, contemporary style. A versatile exercise or hobby room doubles as guest quarters, with convenient access to a 3-piece bath featuring a stand-up shower. A well-appointed laundry room with stacked washer, dryer, and sink, plus a furnace room with access to the insulated crawl space, round out this level.Upstairs, two spacious bedrooms with gleaming hardwood floors share a stylish, updated 4-piece bathroom.Outside, a huge backyard invites summer barbecues, gardening, and play - with two wood sheds keeping sports gear and tools neatly tucked away.And the big-ticket items are done: owned furnace replaced February 2025, roof shingles replaced March 2021, kitchen renovated February 2026, and laminate flooring updated within the last decade. Just move in and enjoy.This one won't last - book your showing today.

Extras

No extras listed.

Visit this home

Open houses

  • Sat, Oct 17

    2:00 PM – 4:00 PM

  • Sun, Oct 18

    2:00 PM – 4:00 PM

Or pick a time that works for you.

Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,047
Lot Size60 ft x 115 ft
mls© NumberX13844188
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,943
Property tax
$421
Heat allowance
$150
Housing costs
$3,514 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,000
25-yr amortization

Income needed

$108,000

gross annual household income

Payment at 4%
$2,420 / mo
Cash down
$115,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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