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New2 days ago

20 Jessica Drive

442 - Vine/Linwell, St. Catharines

$770,000

Detached|Sidesplit
3 | 2 | 8
About this home

Welcome to this well-built and well-maintained home in the desirable North End of St. Catharines. Offering generous living space, a flexible layout, an oversized two-car garage, and a spacious driveway, this inviting property is well suited to comfortable family living. The bright, open-concept main level is filled with natural light from a large bay window and offers an easy flow between the living room, dining area, and kitchen. The kitchen features stainless steel appliances, a breakfast bar, and direct access to the patio and backyard, perfect for outdoor dining, gardening, or simply relaxing. Two versatile rooms on the main level provide valuable additional space and can be adapted as home offices, a sitting room, playroom, or guest rooms. A spacious laundry room with cabinetry, a sink, and direct backyard access adds everyday convenience. Upstairs, you'll find three comfortable bedrooms and a full bathroom with a tub-and-shower combination. The basement extends the living space with a large recreation room, a cold cellar, and additional storage. Conveniently located close to Sunset Beach, the Welland Canal, parks, schools, shopping, and public transit, this welcoming home offers the space and flexibility to meet a variety of needs. Book your private showing today!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleSidesplit
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$6,245
Lot Size60 ft x 100 ft
mls© NumberX13837036
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,941
Property tax
$520
Heat allowance
$150
Housing costs
$4,612 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $154,000
25-yr amortization

Income needed

$142,000

gross annual household income

Payment at 4%
$3,240 / mo
Cash down
$154,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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