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Listed 20 days ago

476 Vine Street

442 - Vine/Linwell, St. Catharines

$749,900

Detached|Bungalow
3 | 2 | 4
About this home

Opportunity is Knocking for the person who is looking for a multi-purpose dwelling. The possibilities are endless. This well-maintained brick bungalow offers exceptional space, flexibility and functionality on a generous 70' x 158' corner lot. The main floor features 3 bedrooms, an inviting living/dining room with bay window and hardwood floors, and an updated eat-in kitchen showcasing white cabinetry & corner windows over a double sink. Two renovated bathrooms feature stylish glass shower doors, while the convenient entry/mudroom adds valuable everyday storage and function. The lower level offers excellent additional living space with a spacious bedroom, family room with gas fireplace, office with cut-glass French door, vinyl plank flooring and a side-door entrance providing potential for a future secondary living arrangement, subject to applicable approvals. High-efficiency gas furnace and central air provide year-round comfort. A standout feature is the impressive 2.5-car detached garage, measuring approximately 24' x 35'6", accessed from the low traffic side street. This deep garage is equipped with radiant tube heating, air compressor, its own electrical panel and attic storage, offering tremendous versatility for the hobbyist, tradesperson or those needing exceptional workspace and storage. The garage may also offer potential for future additional living space, subject to permits/approvals. Enjoy the outdoors with a large fenced side yard, privacy hedge, concrete patio and gazebo conveniently located near the kitchen which is ideal for easy outdoor dining and entertaining. An attached shed provides additional storage. Conveniently located close to numerous amenities, this property offers a rare combination of a substantial lot, versatile living space and an exceptional garage.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,628
Lot Size70.96 ft x 158.46 ft
mls© NumberX13769894
Listed ByROYAL LEPAGE NRC REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,838
Property tax
$386
Heat allowance
$150
Housing costs
$4,374 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,980
25-yr amortization

Income needed

$135,000

gross annual household income

Payment at 4%
$3,156 / mo
Cash down
$149,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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