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442 - Vine/Linwell, St. Catharines
$749,900
Opportunity is Knocking for the person who is looking for a multi-purpose dwelling. The possibilities are endless. This well-maintained brick bungalow offers exceptional space, flexibility and functionality on a generous 70' x 158' corner lot. The main floor features 3 bedrooms, an inviting living/dining room with bay window and hardwood floors, and an updated eat-in kitchen showcasing white cabinetry & corner windows over a double sink. Two renovated bathrooms feature stylish glass shower doors, while the convenient entry/mudroom adds valuable everyday storage and function. The lower level offers excellent additional living space with a spacious bedroom, family room with gas fireplace, office with cut-glass French door, vinyl plank flooring and a side-door entrance providing potential for a future secondary living arrangement, subject to applicable approvals. High-efficiency gas furnace and central air provide year-round comfort. A standout feature is the impressive 2.5-car detached garage, measuring approximately 24' x 35'6", accessed from the low traffic side street. This deep garage is equipped with radiant tube heating, air compressor, its own electrical panel and attic storage, offering tremendous versatility for the hobbyist, tradesperson or those needing exceptional workspace and storage. The garage may also offer potential for future additional living space, subject to permits/approvals. Enjoy the outdoors with a large fenced side yard, privacy hedge, concrete patio and gazebo conveniently located near the kitchen which is ideal for easy outdoor dining and entertaining. An attached shed provides additional storage. Conveniently located close to numerous amenities, this property offers a rare combination of a substantial lot, versatile living space and an exceptional garage.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,628 |
| Lot Size | 70.96 ft x 158.46 ft |
| mls© Number | X13769894 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,838
- Property tax
- $386
- Heat allowance
- $150
- Housing costs
- $4,374 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$135,000
gross annual household income
- Payment at 4%
- $3,156 / mo
- Cash down
- $149,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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