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442 - Vine/Linwell, St. Catharines
$650,000
Welcome To This Beautifully Maintained 1,082 Sq. Ft. Bungalow, Ideally Situated In One Of St. Catharines Most Desirable North End Neighbourhoods. This Spacious Home Features 3 Bedrooms And 2 Bathrooms, Offering A Comfortable And Versatile Layout Ideal For Everyday Living. Many Valuable Updates Enhance This Property, Including Windows, Furnace, Central Air Conditioning, Major Appliances, And An Asphalt Double Driveway Completed In 2020, Along With A New Roof In 2025. An Attached Garage And Double Driveway With Parking For Up To Four Vehicles Add Further Convenience And Functionality. Overlooking The Generous Backyard, The Bright Kitchen Enjoys Views Of Mature Trees And The Surrounding Outdoor Space, Creating A Warm And Inviting Atmosphere. The Finished Lower Level Offers Additional Living Space, Featuring A Comfortable Recreation Room And A Separate Versatile Room Currently Used As A Home Gym. This Flexible Space Can Easily Be Transformed Into A Children's Playroom, Home Office, Or Additional Bedroom To Suit Your Needs. A Full Bathroom Completes The Lower Level. Located In A Highly Sought After, Family Friendly Community, This Property Is Conveniently Close To Schools, Parks, Shopping, And Everyday Amenities. Perfect For First Time Home Buyers Or Growing Families. A Wonderful Opportunity To Make This Beautiful St. Catharines Property Your Next Home!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $5,029 |
| Lot Size | 65.68 ft x 125.22 ft |
| mls© Number | X13677784 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,327
- Property tax
- $419
- Heat allowance
- $150
- Housing costs
- $3,896 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$120,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $130,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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