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Listed 14 days ago

359 Linwell Road

442 - Vine/Linwell, St. Catharines

$639,000

Detached|Bungalow
3 | 2 | 2
About this home

Spacious detached bungalow situated on an expansive 60' x 125' lot in sought-after North-End St. Catharines. Main floor features a bright open-concept living and dining area with direct access to the yard, kitchen, three bedrooms, and a 4-piece bathroom. Convenient side entrance provides great potential for an in-law suite or separate living space. Fully finished basement includes a large rec room, finished laundry room, second 4-piece bathroom, and a massive utility/storage room. Step outside to an incredible fully fenced backyard oasis boasting a beautiful shade tree, spacious patio, gazebo, play set, sandbox, garden area, and storage shed-perfect for outdoor living and entertaining. Prime location within walking distance to Walker's Creek Trail and five neighborhood parks, with quick access to top schools, shopping, dining, and the QEW. Currently occupied by reliable 5-year tenants who can stay or vacate upon request

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,477
Lot Size60 ft x 125 ft
mls© NumberX13797224
Listed ByROYAL LEPAGE TERREQUITY CAPITAL REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,271
Property tax
$373
Heat allowance
$150
Housing costs
$3,794 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,800
25-yr amortization

Income needed

$117,000

gross annual household income

Payment at 4%
$2,689 / mo
Cash down
$127,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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