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Price Change$869,900

491 Geneva Street

443 - Lakeport, St. Catharines

$860,000

Detached|Bungalow-Raised
3 | 4 | 6
About this home

Welcome to this exceptional custom-built raised bungalow, only 3 years old with a Legal lower unit located in St. Catharines' desirable North End. Situated on a spacious 60 x 120 ft lot, 5 parking spaces and single car garage , this versatile property offers a thoughtfully designed layout with 3 bedrooms and 2 full bathrooms on the main level, along with convenient laundry, a bright living room, separate family room, and beautiful kitchen-perfect for comfortable everyday living. The fully finished lower level features a separate entrance, 2 additional bedrooms, 1.5 bathrooms, and its own in-suite laundry, creating an ideal setup for extended family, guests, or rental potential. This legal duplex offers excellent flexibility and can also be converted back to a single-family home, providing a range of possibilities for homeowners and investors alike. Conveniently located close to schools, public transit, shopping, parks, and a variety of amenities. Immediate occupancy is available .

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,429
Lot Size60 ft x 120 ft
mls© NumberX13780212
Listed ByREVEL Realty Inc., Brokerage

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,402
Property tax
$536
Heat allowance
$150
Housing costs
$5,088 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $172,000
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$172,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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