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461 - Glendale/Glenridge, St. Catharines
$799,000
Welcome to 8 Fernwood Terrace, a spacious 4-level sidesplit offering plenty of room and flexibility for today's family. With 3+1 bedrooms, 4 bathrooms, two kitchens and multiple living areas, the home is well suited for a large or multi-generational family. The lower levels have a separate entrance, second kitchen, additional bedroom, family/rec space and laundry, providing excellent in-law suite potential with added privacy.The backyard is a standout, featuring a heated in-ground pool, large covered patio for BBQs and gatherings, outdoor game area, plus a pool-side building with a sauna and 3-piece bathroom-a great setup for summer entertaining.Located in the established Glenridge neighbourhood, close to Brock University, schools, parks, public transit, the Pen Centre and everyday shopping, with convenient access to trails and other Niagara amenities. A home that brings together family space, flexible living and a backyard made to enjoy.
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| Type | Detached |
| Style | Sidesplit 4 |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,535 |
| Lot Size | 54.34 ft x 184.61 ft |
| mls© Number | X13750490 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,090
- Property tax
- $545
- Heat allowance
- $150
- Housing costs
- $4,784 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$147,000
gross annual household income
- Payment at 4%
- $3,362 / mo
- Cash down
- $159,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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