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Price Change$650,000

92 Victoria Road N

St. George's, Guelph

$615,000

Detached|Bungalow-Raised
3 | 2 | 2
About this home

Lovingly cared for by one family and enjoyed by four generations, this charming brick bungalow is a truly proud home - beautifully maintained and filled with decades of cherished memories. The bright, functional main floor features three generously sized bedrooms, a spacious four-piece bathroom, and a sun-filled living room with a large picture window overlooking the front yard. The dining area enjoys backyard views, creating an open and welcoming flow perfect for everyday living and entertaining. The kitchen offers abundant cupboard space with room for a breakfast table. Bonus: A private back entrance leads directly to the basement - an ideal setup for multigenerational living or a rental unit. This spacious lower level offers ample room for a rec area or converted apartment, plus a separate room suited as a bedroom or office. With a three-piece bathroom and laundry already in place makes this property well suited for conversion into two units. Outside, a low-maintenance yard with green space offers room to relax, garden, or play - all on a generous corner lot. A rare opportunity to own a well-loved detached brick home in Guelph with income potential built in.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,830
Lot Size70.05 ft x 60.45 ft
mls© NumberX13110516
Listed ByColdwell Banker Neumann Real Estate

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,148
Property tax
$319
Heat allowance
$150
Housing costs
$3,617 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $123,000
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,588 / mo
Cash down
$123,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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