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New5 days ago

112 Victoria Road N

St. George's, Guelph

$675,000

Detached|Bungalow
3 | 2 | 3
About this home

Fantastic investment opportunity at 112 Victoria Road! This well-maintained duplex offers a versatile layout with a spacious 3-bedroom upper unit and a separate 1-bedroom lower unit, making it ideal for investors, multi-generational living, or buyers looking to offset their mortgage with rental income. Situated on a generous 50-foot lot, the property features a durable steel roof and parking for up to three vehicles. Conveniently located directly on a bus route with easy access to schools, shopping, parks, and everyday amenities. A great opportunity to own an income-producing property in Guelph with flexible living options and plenty of future potential.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,109
Lot Size50 ft x 113 ft
mls© NumberX13785450
Listed ByReal Broker Ontario Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,455
Property tax
$342
Heat allowance
$150
Housing costs
$3,947 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,000
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,841 / mo
Cash down
$135,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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