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St. George's, Guelph
$714,900
Welcome to 12 Tobey Avenue, nestled on a quiet street in a well-established and highly sought-after neighborhood of Guelph! This immaculate detached bungalow has been cherished and lovingly maintained by its long-time owners for many years, and now, it is your turn to call it home. Offering just under 1,000 sq/ft of efficient, easy-to-maintain living space, this property is perfectly suited for downsizers, first-time buyers, or anyone seeking effortless one-floor living. Step inside the welcoming foyer that leads into a bright, airy living room. An oversized front window floods the space with soft natural light, creating an inviting setting for daily relaxation and entertainment. The kitchen boasts high-end laminate flooring, an elegant glass tile backsplash, expansive counter space, and generous cabinetry. A smart suspended shelving unit nicely separates the cooking area from the bright dinette while offering extra storage for dinnerware. From the kitchen, walk out directly onto the private deck-an ideal setup for summer BBQs and outdoor gatherings. The main level is completed by two bright, spacious bedrooms with ample closet space and a pristine 4-piece family bathroom. The fully finished basement expands your living space! It features a recreation room with a cozy corner gas fireplace, a quiet nook tailored for a home office, and a full 3-piece bathroom. This versatile space is ideal for hosting overnight guests, creating a family movie room, or setting up a hobby area. A dedicated laundry room and extensive storage complete this lower level. Outside, true pride of ownership continues. The home sits on a mature, fully fenced lot with newly created garden beds, pristine landscaping, and a clean, usable backyard. Enjoy top-tier convenience, situated just steps from Victoria Road Recreation Centre, Ottawa Crescent Public School, and John F. Ross Secondary School, and only minutes from vibrant Downtown Guelph. Book your private showing today!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,459 |
| Lot Size | 65 ft x 89 ft |
| mls© Number | X13675072 |
| Listed By | Royal LePage Royal City Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,659
- Property tax
- $372
- Heat allowance
- $150
- Housing costs
- $4,181 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$129,000
gross annual household income
- Payment at 4%
- $3,008 / mo
- Cash down
- $142,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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