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St. Patrick's Ward, Guelph
$989,900
Some homes you really need to see to appreciate - this is one of them.This impeccably renovated bungalow offers so much more than meets the eye. Sitting on a massive lot in the heart of St. Patrick's Ward, you're just steps from amazing parks and shopping, with a quick walk to downtown - and when you step into your backyard, endless possibilities await.Thoughtfully redesigned from the outside in, this bright and spacious home has a super cool vibe throughout, with handmilled woodwork and a build that's been reimagined literally from the inside out. Offering 2,000 sq. ft. of living space, you'll find three bedrooms, including a generous primary suite with a 49 sq. ft. walk-in closet, plus a convenient 4-piece bathroom and main-floor laundry.At the heart of the home, the kitchen blends modern style with everyday function - custom knotty pine cabinetry, quartz countertops, ample storage, a large island, and an industrial-sized refrigerator. The living room's cozy fireplace flows seamlessly into the dining room, creating the perfect space for everyday living and entertaining. Downstairs, the finished basement is a legal accessory apartment - offering far more than just a mortgage helper. Whether you're looking to generate rental income or create an amazing setup for multigenerational living, this space delivers, with one bedroom, a 4-piece bathroom, and a spacious rec room and a den. Outside, a detached 800 sq. ft. workshop offers incredible versatility, for hobbies, projects, storage, or a home-based business. Extensive renovations throughout provide true peace of mind, including updated insulation, drywall, flooring, custom doors and trim, and beautifully finished bathrooms and kitchen.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $6,024 |
| Lot Size | 33 ft x 265 ft |
| mls© Number | X13755960 |
| Listed By | Royal LePage Royal City Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,067
- Property tax
- $502
- Heat allowance
- $150
- Housing costs
- $5,719 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$176,000
gross annual household income
- Payment at 4%
- $4,166 / mo
- Cash down
- $197,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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