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Listed 17 days ago

5 Bendingroad Crescent

443 - Lakeport, St. Catharines

$779,900

Detached|Backsplit 4
3 | 3 | 5
About this home

There's something really practical about a backsplit. It gives everyone room to be together, while still giving you plenty of space to retreat, relax and do your own thing. Tucked into a family-friendly north end pocket, 5 Bendingroad Crescent is a short walk to Linlake Park access (100m, truly "a stone's throw" away), plus central to everyday shopping, highway access and Port Dalhousie. Inside, the open dining room leads to the kitchen which has oak cabinetry, an island, and enough room to actually cook without bumping elbows. Next to that, a large living room with hardwood floors gives you a proper spot to land at the end of the day. Head up a few steps and you're on the upper level, also hardwood, with three bedrooms and a full bathroom. Now here's where the backsplit earns its keep... the lower-level stays mostly above grade, so the windows are large with lots of natural light. This isn't a basement that feels like a basement. This level has a full bathroom, a bedroom or office, and a family room with a gas fireplace, plus a walk-out to the covered patio. Descend one more flight to discover an entirely self-contained bonus zone. Perfect for multi-generational living, a university student, or long-term guests, this level features a fully equipped eat-in kitchen, a two-piece bathroom, and a a partially finished room ready to become a private living room or fifth bedroom. It also includes a direct walk-up into the garage for easy, independent access. Outside, the fenced backyard has plenty of room to enjoy. Mature shrubbery, lawn, a patio, space for established garden beds to grow your own fruits and vegetables, and a large shed for all the outdoor toys. There's also a man door from the backyard into the garage, which is one of those little details you'll appreciate. There is a lot of love about this home and location! Visit the REALTOR'S website for additional information about this listing.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,268
Lot Size50 ft x 110 ft
mls© NumberX13780908
Listed ByBOSLEY REAL ESTATE LTD.,

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,992
Property tax
$439
Heat allowance
$150
Housing costs
$4,581 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,980
25-yr amortization

Income needed

$141,000

gross annual household income

Payment at 4%
$3,282 / mo
Cash down
$155,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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