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Price Change$499,000

2 Shetland Crescent

450 - E. Chester, St. Catharines

$549,900

Detached|Backsplit 4
3 | 2 | 5
About this home

Excellent first time home buyer or investor property nestled in this corner lot in a family-friendly neighbourhood right next to Jeaune Sauvee French Immersion Public School and Kernahan Park. This backsplit offers 3 bedrooms on the upper level, 2 large bedrooms on the lower levels, two 3-pcbathrooms, an all-season sunroom that leads to the garage and backyard, a large side deck for extra storage and seating. Close to shopping amenities, schools, parks, public transit and places of worship. Spacious Backsplit offers lots of space and great sized rooms on a corner lot. Lower level rooms and kitchen area - the Seller hereby represents and warrants that they make no representations or warranties regarding its retrofit status.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBacksplit 4
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,495
Lot Size63.09 ft x 91.28 ft
mls© NumberX13819168
Listed ByUNION CAPITAL REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$375
Heat allowance
$150
Housing costs
$3,339 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$103,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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