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437 - Lakeshore, St. Catharines
$799,900
Classic charm and comfortable family living come together at 20 Arthur Street in St. Catharines. A spacious covered front porch welcomes you into this inviting home, offering a spot to enjoy your morning coffee or unwind at the end of the day. Inside, timeless details, generous living spaces and an abundance of natural light create a warm and comfortable atmosphere. Step into the inviting living room where a large picture window, cozy fireplace mantel and rich wood accents create a welcoming space for relaxing or entertaining. Just off the living room a spacious kitchen combines functionality with classic style featuring extensive custom cabinetry, generous counter space, a double sink and a bright dining area overlooking the yard. Large windows and a glass door fill the space with natural light while providing easy access to the backyard. Upstairs three generously sized bedrooms offer ample closet space, while the primary bedroom stands out with beautiful hardwood flooring, crown moulding and large glass doors leading to a private outdoor sitting area. Surrounded by greenery and filled with natural light - it offers a peaceful retreat. A stylish 4-piece bathroom completes this level. Downstairs, added living space awaits in the spacious family room complete with above-grade windows, hardwood flooring, wood accents and built-in shelving. A fourth bedroom and 3-piece bathroom and laundry provide added flexibility for family, guests or a home office.Outside, enjoy seamless summer living with a spacious covered patio overlooking the beautifully landscaped yard. Mature trees create a peaceful backdrop, while the resort-style inground pool and expansive concrete deck offer plenty of room for lounging, entertaining and enjoying warm summer days. A detached garage provides additional storage space.With its classic character, spacious layout and incredible outdoor setting, 20 Arthur Street offers a comfortable place to call home with plenty of room for a growing family.
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| Type | Detached |
| Style | Sidesplit |
| Approx. Age | 16-30 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,352 |
| Lot Size | 57.8 ft x 117.75 ft |
| mls© Number | X13827914 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,094
- Property tax
- $446
- Heat allowance
- $150
- Housing costs
- $4,690 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$144,000
gross annual household income
- Payment at 4%
- $3,366 / mo
- Cash down
- $159,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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