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New6 days ago

20 ARTHUR Street

437 - Lakeshore, St. Catharines

$799,900

Detached|Sidesplit
3 | 2 | 1
About this home

Classic charm and comfortable family living come together at 20 Arthur Street in St. Catharines. A spacious covered front porch welcomes you into this inviting home, offering a spot to enjoy your morning coffee or unwind at the end of the day. Inside, timeless details, generous living spaces and an abundance of natural light create a warm and comfortable atmosphere. Step into the inviting living room where a large picture window, cozy fireplace mantel and rich wood accents create a welcoming space for relaxing or entertaining. Just off the living room a spacious kitchen combines functionality with classic style featuring extensive custom cabinetry, generous counter space, a double sink and a bright dining area overlooking the yard. Large windows and a glass door fill the space with natural light while providing easy access to the backyard. Upstairs three generously sized bedrooms offer ample closet space, while the primary bedroom stands out with beautiful hardwood flooring, crown moulding and large glass doors leading to a private outdoor sitting area. Surrounded by greenery and filled with natural light - it offers a peaceful retreat. A stylish 4-piece bathroom completes this level. Downstairs, added living space awaits in the spacious family room complete with above-grade windows, hardwood flooring, wood accents and built-in shelving. A fourth bedroom and 3-piece bathroom and laundry provide added flexibility for family, guests or a home office.Outside, enjoy seamless summer living with a spacious covered patio overlooking the beautifully landscaped yard. Mature trees create a peaceful backdrop, while the resort-style inground pool and expansive concrete deck offer plenty of room for lounging, entertaining and enjoying warm summer days. A detached garage provides additional storage space.With its classic character, spacious layout and incredible outdoor setting, 20 Arthur Street offers a comfortable place to call home with plenty of room for a growing family.

Extras

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Got questions?

Contact Jonathan directly.

agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleSidesplit
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,352
Lot Size57.8 ft x 117.75 ft
mls© NumberX13827914
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$446
Heat allowance
$150
Housing costs
$4,690 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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