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Listed 1 month ago

255 Lakeshore Road

437 - Lakeshore, St. Catharines

$899,000

Detached|Bungalow
2 | 2 | 4
About this home

A NEWER CUSTOM-BUILT home in an established North End neighbourhood - a combination that's not easy to find. Built in 2015, this beautifully maintained walkout bungalow offers the comfort and efficiency of newer construction without giving up the mature surroundings and convenient location buyers love. Just minutes from Port Dalhousie, Lake Ontario, waterfront trails, parks, shopping, restaurants and everyday amenities, it's ideally positioned for enjoying the best of North St. Catharines. Inside, the home was thoughtfully designed for effortless ONE-FLOOR LIVING. Soaring 12-foot vaulted ceilings, hardwood flooring and oversized windows create a bright, open feel, while the granite kitchen with large island overlooks the dining and living areas and a striking floor-to-ceiling stone gas fireplace. The primary bedroom, second bedroom, two full bathrooms and laundry are all conveniently located on the main floor. The walkout lower level adds a finished third bedroom and an expansive unfinished area ready for whatever comes next, with plumbing in place for a future bathroom and excellent potential for additional living space or an in-law suite. Spray foam insulation contributes to an exceptionally quiet, energy-efficient interior. Outside, enjoy an upper deck, covered stone patio, wood-fired oven, mature gardens and NO REAR NEIGHBOURS.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
StyleBungalow
Approx. Age6-15
Size1500-2000 sq. ft.
Property Tax$7,442
Lot Size50.75 ft x 95.17 ft
mls© NumberX13721242
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,601
Property tax
$620
Heat allowance
$150
Housing costs
$5,372 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,800
25-yr amortization

Income needed

$165,000

gross annual household income

Payment at 4%
$3,783 / mo
Cash down
$179,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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