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442 - Vine/Linwell, St. Catharines
$749,900
Immaculate, stylish, and built for entertaining! This gorgeous 3-bedroom, 2-bathroom brick backsplit is located in a highly desirable North-end neighborhood. Just minutes from the lake, Sunset Beach, scenic waterfront trails, and all local amenities. The gorgeous backyard featuring a salt water pool offers a truly private resort-style atmosphere. As you drive up to this well-cared for home, you'll love the curb appeal of the nicely landscaped gardens and oversized interlock driveway with parking for at least 6 cars. A convenient enclosed front breezeway provides seamless, weather-protected access to both the garage and the main front entryway. Step into a stunning, oversized living room bathed in natural light from large picture windows, featuring rich hardwood floors and a cozy wood-burning fireplace. The kitchen is well-appointed with extra-tall cabinetry, maximizing storage, and offering plenty of functional counter space. A few steps up to the upper level leads to 3 generous sized bedrooms and a 3pc bath with jetted tub. The fully finished lower level expands your living space significantly, offering: a massive rec room centered around a warm gas fireplace and large windows; A flexible bonus room-perfect for a fourth bedroom or a quiet home office; A second full 3-piece bathroom; and convenient walk-up access to your private show-stopper backyard oasis featuring a crystal clear saltwater inground pool, a massive concrete patio and pergola providing endless space for outdoor dining, barbecuing, and lounging. Other outdoor features include a pool house, a low-maintenance play area - a dedicated space for kids featuring premium artificial grass and playset, as well as beautifully landscaped perennial, fruit and vegetable gardens and large grass area. The backyard is truly an entertainer's dream! Pool, patio, and pool house were all newly built approximately 5 years ago. Furnace and Hot water heater updated in 2026, new pool liner and salt cell in 2026.
No extras listed.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,582 |
| Lot Size | 60 ft x 134.45 ft |
| mls© Number | X13782444 |
| Listed By | Century 21 Heritage House LTD |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,838
- Property tax
- $465
- Heat allowance
- $150
- Housing costs
- $4,453 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$137,000
gross annual household income
- Payment at 4%
- $3,156 / mo
- Cash down
- $149,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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