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Downtown, Guelph
$1,249,000
A RARE FIND STEPS FROM DOWNTOWN GUELPH. Newer construction with a legal secondary suite in an established, walkable neighbourhood - this combination almost never comes to market. This single-family home offers the character and location of an older neighbourhood with the comfort and confidence of modern construction, plus a legal in-law suite that works as a mortgage helper or multi-generational living space. The spacious upper residence boasts over 1,500 sq. ft. with 3 bedrooms, 2 bathrooms, and a 2-car garage. The legal 1-bedroom accessory suite offers approximately 775 sq. ft. of true ground-level living - no basement here - complete with a custom Barzotti kitchen. With its private, main-floor setting, this suite offers excellent potential to command premium rental income, making this an outstanding opportunity for homeowners and investors alike. Enjoy your morning coffee from the back deck, parks just steps from your front door, and the convenience of being only a few minutes' walk from vibrant downtown Guelph. Modern construction, a legal secondary suite, and an established downtown-adjacent neighbourhood - this is the kind of property that rarely comes to market.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $6,770 |
| Lot Size | 49 ft x 99.98 ft |
| mls© Number | X13803908 |
| Listed By | eXp Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,393
- Property tax
- $564
- Heat allowance
- $150
- Housing costs
- $7,107 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$219,000
gross annual household income
- Payment at 4%
- $5,256 / mo
- Cash down
- $249,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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