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Listed 19 days ago

78 York Road

St. Patrick's Ward, Guelph

$1,199,000

Detached|2-Storey
4 | 2 | 10
About this home

Client RemarksWelcome to 78 York Rd a beautifully upgraded home situated on a generous 50 x 211 ft lot in the heart of Guelph's vibrant Two Rivers neighbourhood! This charming property features extensive modern updates including brand new hardwood flooring, new appliances, new electric fireplace, as well as updated A/C and furnace for year-round comfort. The plumbing has been fully redone with new water and drain lines, and the electrical and windows have also been updated, offering peace of mind and efficiency. Lots of storage space in accessible attic space on the second floor. A standout feature is the massive garage with space for 4 vehicles plus additional living space above, complete with its own full washroom perfect for a home office or studio. Under Guelph's updated zoning by-laws, this property may qualify for a secondary dwelling unit, offering incredible potential for rental income, multigenerational living, or a private guest suite. Whether you're looking to invest or expand your living space, this lot offers flexibility and future growth in a prime location. Families will appreciate the proximity to quality schools. Nearby educational institutions include Tytler Public School, Sacred Heart Catholic School, and John F. Ross Collegiate Vocational Institute, providing options for both elementary and secondary education . Walk-in distance to the University of Guelph. Ideally located directly across from a park and just minutes to the GO Station, downtown, and scenic trails, this property offers unbeatable convenience, lifestyle, and future flexibility. Location, location, location don't miss your chance to own a truly unique and versatile home in the heart of Guelph!

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,346
Lot Size50.58 ft x 211.86 ft
mls© NumberX13733218
Listed ByCENTURY 21 MILLENNIUM INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,137
Property tax
$529
Heat allowance
$150
Housing costs
$6,816 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $239,800
25-yr amortization

Income needed

$210,000

gross annual household income

Payment at 4%
$5,046 / mo
Cash down
$239,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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