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Downtown, Guelph
$1,450,000
Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph's most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $9,099 |
| Lot Size | 43.33 ft x 105.5 ft |
| mls© Number | X13752698 |
| Listed By | Keller Williams Home Group Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,422
- Property tax
- $758
- Heat allowance
- $150
- Housing costs
- $8,330 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$256,000
gross annual household income
- Payment at 4%
- $6,102 / mo
- Cash down
- $290,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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