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Price Change$589,900

78 Terrace Hill Street

, Brantford

$549,900

Detached|1 1/2 Storey
3 | 2 | 6
About this home

**Listing photos were taken before the current tenant occupancy** Welcome to 78 Terrace HillStreet, Brantford! a beautifully maintained and extensively renovated home offering theperfect blend of character, comfort, and functionality. Nestled in a quiet, family-friendlyneighborhood, this spacious 3-bedroom, 2-bathroom property is ideal for families,professionals, or investors alike. The main level features a bright and inviting eat-inkitchen with stainless steel appliances and a recent renovation completed in 2021, a cozyliving room, a separate dining room, a generous family room, and a spacious primary bedroom,along with a well-appointed 4-piece bathroom. Upstairs, you'll find two generously sizedbedrooms, a versatile loft area, a den/home office, and a convenient 3-piece bathroom. Stepoutside to enjoy a private backyard with no rear neighbors, providing added privacy and spacefor outdoor entertaining. The large driveway accommodates up to six vehicles, offering plentyof parking for family and guests.The expansive unfinished basement presents excellentpotential for additional living space, a recreation room, home gym, or future income-generating possibilities. Conveniently located close to schools, parks, shopping, and everydayamenities, with easy access to Highway 403, this move-in-ready home is a fantastic opportunityin one of Brantford's established neighborhoods.

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agent
Jonathan Lee
(647) 983-0770
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$3,180
Lot Size57.5 ft x 140 ft
mls© NumberX13718880
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$265
Heat allowance
$150
Housing costs
$3,230 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$99,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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